Terms of Service

1. Acceptance of Terms

By using the Site, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not use the Site.

• You must be at least 16 years old to use the Site.
• If you are under the age of majority in your province or territory, you may use the Site only with the involvement and permission of a parent or legal guardian.
• These Terms apply to all visitors, including individuals, representatives of organizations, and prospective program participants.

2. Educational and Professional Development Disclaimer

Gapa Holding provides educational programs, workshops, learning resources, and consultation-oriented educational support. All content on the Site is provided for educational and professional development purposes only.

• We do not provide legal advice, accounting advice, tax advice, investment advice, or regulated financial advice.
• Participation in any program does not guarantee business, employment, professional, organizational, financial, or personal outcomes.
• Any examples, templates, exercises, or scenarios are provided for learning and may need adaptation to your context.
• Decisions and implementation remain your responsibility, including assessing suitability, compliance obligations, and operational constraints.

Where invited specialists or subject-matter experts contribute to a program, they do so as educational contributors. Their participation does not create any professional-client relationship beyond the educational scope described for the relevant program.

3. Description of the Site and Services

The Site provides information about our educational programs and may include learning outlines, descriptions of delivery formats, and a request form that allows you to contact us for program details or to request a consultation call. The Site may be updated from time to time, including changes to programs, durations, formats, and availability.

We may modify, suspend, or discontinue any part of the Site at any time. We do not guarantee that any program will be available in a specific format or schedule, or that content will remain unchanged.

4. Acceptable Use

You agree to use the Site lawfully and in a manner consistent with its educational purpose. You must not:

• Attempt to gain unauthorized access to the Site, servers, or related systems, or to bypass security or rate-limiting measures.
• Use automated scripts, bots, or scraping tools to extract content or to submit requests in bulk.
• Interfere with the Site’s operation, including by introducing malware, phishing attempts, or malicious code.
• Submit false, misleading, or impersonated information through the request form.
• Use the Site to transmit spam, promotional messages, or unsolicited commercial communications.
• Engage in activity that violates applicable Canadian laws, including provincial privacy requirements where relevant.

We may suspend or block access if we reasonably believe usage violates these Terms, threatens security, or creates an undue operational burden.

5. Intellectual Property

The Site, including its text, design, layout, visual elements, program descriptions, templates, learning resources, and all underlying code, is owned by or licensed to Gapa Holding Canada Inc. and is protected by Canadian and international intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Site for your personal or internal organizational evaluation of our educational offerings. You must not copy, reproduce, publish, distribute, reverse engineer, or create derivative works from the Site materials without our prior written consent, except to the extent permitted by law.

“Gapa Holding” and related names, logos, and marks are trademarks or trade names of Gapa Holding Canada Inc. Use of our brand elements without permission is prohibited.

6. Third-Party Services and Links

The Site may include links to third-party websites or services for convenience, such as mapping services. We do not control third-party content and are not responsible for their availability, terms, or privacy practices. Your use of third-party sites is at your own risk and subject to their policies.

7. Disclaimer of Warranties

The Site is provided on an “as is” and “as available” basis. To the fullest extent permitted by applicable law, we disclaim all warranties and conditions, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and availability.

We do not warrant that the Site will be uninterrupted, secure, error-free, or free from harmful components. We do not warrant that information on the Site will be complete, current, or suitable for any particular decision.

8. Limitation of Liability

To the maximum extent permitted by law, Gapa Holding Canada Inc. will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profits, loss of revenue, loss of data, business interruption, or reputational harm, arising out of or related to your use of (or inability to use) the Site or any reliance on Site content.

To the extent permitted by applicable law, our total direct liability for claims relating to the Site will be limited to the greater of (a) the amount you paid to us in the twelve (12) months prior to the event giving rise to the claim, or (b) CAD $100.

Some jurisdictions do not allow certain limitations of liability. In such cases, the above limitations apply to the extent permitted by the laws of your province or territory.

9. Indemnification

You agree to indemnify and hold harmless Gapa Holding Canada Inc., and its directors, officers, employees, and contractors, from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from or relating to: (a) your use of the Site; (b) information you submit through the Site; or (c) your violation of these Terms or applicable law.

10. Force Majeure

We will not be liable for any delay or failure to perform resulting from events beyond our reasonable control, including natural disasters, severe weather, labour disputes, pandemics, acts of government, war, civil unrest, internet outages, cyberattacks, or failures of hosting and cloud infrastructure providers.

11. International Use

The Site is intended for participants and organizations in Canada. If you access the Site from outside Canada, you are responsible for compliance with local laws. We make no representation that the Site is appropriate or legally available for use in all jurisdictions.

12. Governing Law and Venue

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of laws principles. You agree that any dispute arising out of or relating to these Terms or the Site will be brought in the courts located in Toronto, Ontario, Canada, and you submit to their jurisdiction.

If you are a consumer and mandatory consumer protection laws in your province or territory grant you rights that cannot be waived, those rights will apply to the extent required by law.

13. Termination

We may suspend or terminate your access to the Site at any time if we reasonably believe you have violated these Terms or if your use poses a security risk. Sections relating to intellectual property, disclaimers, limitation of liability, indemnification, and governing law will survive termination.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

15. Entire Agreement

These Terms, together with the Privacy Policy and Cookie Policy referenced on the Site, constitute the entire agreement between you and Gapa Holding regarding your use of the Site, and supersede any prior or contemporaneous communications relating to the Site.

16. Assignment

We may assign or transfer our rights and obligations under these Terms in connection with a merger, acquisition, corporate reorganization, or sale of assets. You may not assign your rights or obligations under these Terms without our prior written consent.

17. No Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

18. Modifications to These Terms

We may update these Terms from time to time to reflect changes to the Site, legal requirements, or operational practices. Updated Terms will be posted on this page and will take effect fourteen (14) days after posting, unless a change is required to take effect sooner by law.

19. Electronic Communications

By using the Site or contacting us through the request form, you consent to receive communications electronically. You agree that electronic communications and records satisfy any legal requirement that such communications be in writing.

20. Contact

Questions about these Terms may be directed to:

• Legal entity: Gapa Holding Canada Inc.
• Address: 100 Queen St W, Toronto, ON M5H 2N2, Canada
• Email: [email protected]
• Phone: +1 416 915 2748